Mortgage Calculator
Calculate your monthly mortgage payment
Loan Details
KSh 15,000,000
KSh 3,000,000
12.50%
Additional Costs
Your Monthly Payment
KSh 143,004
per month
Principal & InterestKSh 136,337
Property TaxKSh 4,167
Home InsuranceKSh 2,500
Loan Amount
KSh 12.0M
Total Interest
KSh 20.7M
KSh
Deposit
KSh 3.0M
Total Cost
KSh 35.7M
Manageable
28.6%Your housing costs are slightly above ideal but still manageable.
0%28% (Ideal)36%50%+
💡 Quick Tips
- • 20% deposit avoids PMI
- • Lower rates save thousands
- • 15-year loans = less interest
- • Budget 2-5% for closing costs
- • Keep housing under 28% of income